NOT SHORT SALE
Don’t Foreclose - There May Be A Way For You To Keep Your Home!
Don’t Foreclose - There May Be A Way For You To Keep Your Home!
We would like to work with your lender to reduce/eliminate the balance of your notes. When we are successful in eliminating the existing encumbrances on the property, a new lien will be placed on the property at the real current value with a payment obligation of only 50% of the property’s verifiable (true) value and we will carry the rest without any additional payments or interest. This transaction is not a short sale and will not have an adverse affect on your credit.
The crux of the process lies in legally challenging your lender to prove the validity of the existing mortgage and demanding to produce specific paperwork (e.g., the original trust deed and promissory note), which has undoubtedly been since-turned-over to an electronic record-keeping agency (MERS) and destroyed. Without the original copies of this paperwork, and with expert handling of the administrative and legal challenges, virtually any mortgage lender can be forced to fully relinquish their alleged claim against you and the property.
PLEASE GIVE THIS YOUR UTMOST CONSIDERATION!
Benefits of remaining in your home:
- Elimination of over-encumbrance
- Elimination the "lender's" harassing phone calls and notices
- Owner retains full income tax write off for interest and property tax
- Owner retains all Use and Possession, and other full benefits of ownership (full Fee-Simple rights of real property ownership)
- Owner retains any/all future appreciation
- Owner retains any/all equity build-up from any mortgage principal reduction
- Owner's monthly payments are based on a new asset-based mortgage of on half of the current value of the property
- If the property loses value during the term of the agreement, the owner loses nothing upon refinancing or selling at the agreements termination (2-5 years)
- If refinancing is unavailable for any reason at termination of the initial agreement, we guarantee to carry until such sale or re-financing can be arranged
- Owner can, at his/her own discretion, buy out any or all existing equity on a dollar-for-dollar basis at anytime what-so-ever, and without interest.
OR
If you just want to WALK AWAY and not look back: We will take your place on the property title, and then clear all current encumbrances and sell as quickly as we can (usually at a discount in order to expedite the sale). This transaction is not a short sale or foreclosure and therefore will not have any adverse affect on your credit.
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Our Short Sale Program
Our Short Sale Program
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